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Beacon (BBT) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

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Beacon Financial (BBT - Free Report) reported $225.66 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 105.1%. EPS of $0.79 for the same period compares to $0.60 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $228.78 million, representing a surprise of -1.36%. The company delivered an EPS surprise of +1.61%, with the consensus EPS estimate being $0.78.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Beacon performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 63.1% versus the four-analyst average estimate of 58.7%.
  • Net interest margin, FTE: 3.8% compared to the 3.8% average estimate based on four analysts.
  • Average Balance - Total earning assets: $20.93 billion versus $21.05 billion estimated by two analysts on average.
  • Total non-interest income: $25.92 million versus $25.24 million estimated by four analysts on average.
  • Net Interest Income, FTE: $201.49 million compared to the $204.61 million average estimate based on two analysts.
  • Net Interest Income: $199.74 million compared to the $203.79 million average estimate based on two analysts.

View all Key Company Metrics for Beacon here>>>

Shares of Beacon have returned +7.1% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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